Premium Banking
Ultimate Checking
Earn more on your everyday balance with tiered interest rates that reward higher balances. Full access, zero compromise.
Tiered Interest
Higher balances, better rates
Active
Account Overview
Why Choose Ultimate Checking?
Most checking accounts pay nothing. Ultimate Checking pays you back. With interest rates that climb as your balance grows, your everyday money starts working as hard as you do.
Interest Rate Tiers
$0 - $9,999
0.25% APY
$10,000 - $49,999
0.75% APY
$50,000+
1.25% APY
Account Features & Benefits
Tiered Interest Rates
Higher balances earn more
Monthly Compounding
Interest credited every month
Fee Waiver Available
$25 waived with $10K balance
Free Online Banking
24/7 access from any device
Free Mobile Banking
iOS and Android apps
Online Statements
Paperless and eco-friendly
Free Debit Card
Contactless and secure
Check Image Access
View cleared checks online
Unlimited Check Writing
No per-check fees
Low Opening Deposit
Only $50 to get started
Transparent Pricing
Simple, Clear Fee Structure
No surprises. No hidden charges. Everything you need to know upfront.
Monthly Maintenance
$25.00
Waived with $10K balance
Minimum to Open
$50.00
One-time deposit
Online Transfers
$0.00
Always free
Ready to Start Earning on Your Checking?
Open your Ultimate Checking account in minutes and begin earning interest from day one.